I flooded out some dumb ass from Burma this summer with a sump pump switch that failed to work…… it cost my insurance company 7k to dry out and mitigate his tri level home over memorial day weekend……..
the owner was really pissed off and threatend to sue me for damages but it all worked out ok, —–or so I thought..:vs_whistle:.
it turned out that because of the holidays and everyone at my insurance company was out of town, I had to find a company to do this work fast…… so I had to sign some stuff saying I authorized them to do this work for me…….and basically I was also on the hook for the money if things went south—- My insurance company was ok with the company and they used them all the time….so I thought that all was well in the valley……..
then due to some mix ups, this flood damage company was left hanging by the homeowner who would not sign off on the job…….. they called me a few times asking for the funds and wanted me to find out what was going on….
Last week, I called liberty mutual to find out what was going on and they said their were waiting on a few bills from the homeowner …..??
and then she stated that once all the bills were tallied she was gonna cut the whole check to the homeowner and he was going to pay the flood damage guys……:surprise::surprise:
I just about crapped a brick when I heard this and she stated that was the normal way things were done…..:vs_shocked:
I lost my cool and told her that this guy wanted to sue me for damages and you got to be insane to hand some Burmese guy who has never had 1000 in his hands at one time in his whole life, a 7400 check and trust that he will keep his word :surprise: …
I have seen this happen a few times before while working for flood damage companies where the homeowner gets a 15k check and thinks its his money and then goes on vacation knowing full well that they are screwing the contractors, and the flood damage guys never get paid….
Then Liberty claims that this is how its always been done and if the homeowner embezzles the money you will just have to sue them to force them to pay:surprise::vs_shocked:
I jumped up and down and told them I would be on the hook for the money and I would get sued if they did not correct this error and send the money directly to the flood damage people……
I also told them that whatever small bills this fellow came up with could be put on a separate check directly to him once he pulled his thumb out of his ass and signed off on everything……
So just keep this in mind if you do ever make a mistake and think your are insured and all is well……
Everything appears to be well for now…..
but I came very close to getting a good stiff screwing
…